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3 Credit Cards Every Woman Should Have

December 22, 2017

Christmas is almost upon us and the shopping season is well under way. But for all you gals out there wondering which credit card you should be swiping this holiday season, look no further with EasyRates’ review of the three credit cards every woman should have.

For Your Inner Shopaholic

The American Express CapitaCard

Shop till you drop with the American Express CapitaCard! With a $60 Capita voucher if you spend more than $888 in the first 6 months and a further $20 for each approved supplementary card you have.

Earn 6X Star$ when you spend in Capitland malls and redeem Capita vouchers that amount to 3% of whatever you buy at participating merchants at CapitaLand Malls like Bugis Junction, Ion Orchard, Plaza Singapura and Raffles City Shopping Centre. But just in case you’re still unimpressed by those rewards, know that you can earn an additional 10x Star$ at 65 outlets across participating Capitaland Malls. Yes you heard that right, 10x Star$ in addition to the 6x Star$ you’re already earning at Capitaland Malls.

But that’s not all. For those of you who drive, and worry about the cost of parking, the Capitaland card has you covered with complimentary or privileged parking available at participating CapitaLand Malls when you spend $1,200/ $1,800 per calendar month.

Want to find out more information about our favourite shopaholic card? Click on the link below To Find Out More!

For The Online Shopper

Citibank Rewards Card

If you, like an increasing number of consumers enjoy shopping online, then you definitely can’t miss the Citibank Rewards Card. With an amazing 20x Citi Rewards on Amazon Prime and Lazada.SG as well as 10x Citi Rewards when you shop for shoes, bags and clothes at online or retail stores or department stores locally and overseas.

Of course, telling you about points is meaningless without context. So to provide an example that might be meaningful, you can get 8 miles for every SGD$1 spent. Yes, you read that right, 8 Miles for every dollar spent on Amazon Prime and Lazada.SG (Capped at a maximum of 20,000 Citi Dollars – or 8,000 Miles – per statement cycle).

In addition, Citibank Rewards can be used at a wide variety of places. In fact, you can use your points to offset your transactions at various popular ecommerce websites like Qoo10, Expedia and of course, Lazada.SG and Amazon Prime Now.

Want to find out more information about our favourite credit card for online shopping? Click on the link below To Find Out More!

For The Female Jet Setter

Citibank PremierMiles Visa Card

Life is short and the world is wide or so they say. With that in mind, one should waste no time and travel as far and as wide as possible. Whether you’re watching the idyllic sunsets of Santorini or walking amidst the hustle and bustle of New York’s Time Square, the one thing you can be sure of, is that the Citibank Premiermiles Visa Card is the best card to get you there.

With up to 42,000 miles on signup and spend, the Citibank Premiermiles Visa Card has arguably the best air miles signup bonus available in Singapore. But wait, that’s not all, spend on popular travel platforms like Agoda, Expedia and Kaligo and earn up to 10 Citi miles per S$1 spent.

Add to that complimentary travel insurance, access to over hundreds of Priority Pass airport lounges twice a year and Citi World Privileges that provide exclusive discounts and privileges around the world and you’ll understand why we love the Citibank Premiermiles Visa Card.

But perhaps the best benefit of this card? Your Citi miles never expire. Yes you read that right, your miles will never expire, so you can accumulate them over a long period of time and use them to travel far. Citi miles also can be exchanged for miles with several different air miles programmes including KrisFlyer, Asia Miles, Garuda Frequent Flyer, Etihad Guest, Qantas, Qatar and Flying Blue.

Want to find out more information about the best credit card for the female jet-setter? Click on the link below To Find Out More!

With that we have come to the end of our article on the 3 best credit cards for women in Singapore. Do you think there was a card that should have been here but wasn’t? Leave us a message in the comments section below and tell us what you think! Love what we wrote? Share our article with your friends on Facebook!

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Wayne Quek

Wayne is a Chartered Financial Analyst (CFA), and holds a Bachelor of Business Management (Finance) from Singapore Management University (SMU). A successful Relationship Manager during his time with DBS and HSBC, Wayne used his expertise in financial markets to help his clients build up comprehensive investment portfolios. The entrepreneur is also the founder of Home Loan Whiz, a mortgage consulting firm that assists clients with selecting ideal mortgages for their needs.

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