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4 Ways You Can Save On Travel With Your Credit Cards

August 15, 2017


Are you about to make a trip overseas? Planning for a special vacation with kids during the December holidays? Pick the perfect travel credit card and save big on your next holiday with our guide to the 4 ways you can save on travel with credit cards!


Get Free Travel Insurance With Your Credit Cards

Check buying travel insurance off the list with credit cards that provide free Travel insurance. Increasingly, there are several credit cards that provide you with full travel insurance when you charge your travel package or flight to your credit card.

For those of you who are wondering about the degree of coverage, you’ll be happy to note that these credit cards do provide fairly comprehensive coverage, with Citibank providing sums insured that can go up to $1 Million and coverage that includes any accompanying dependent children.

So stop spending on travel insurance and receive free and comprehensive travel insurance and buy your family a nice meal.


It’s All About The Miles, Miles, Miles

The primary concern for most local travellers is their miles. Trying to get the most miles per dollar just makes sense, everyone wants to get more bang for their buck, so what should you consider when choosing a miles card?

  • Consider The Miles Cap
    Most cards have a limit on how many miles you can earn, so pick a miles card that suits your spending habits!
  • Know Your Miles Tiers
    Most credit cards offer different tiers of mile per dollar spent, so that advertised promotion rate of 10 or more miles per dollar spent may end up yielding you much less
  • Pick A Card That Fits Your Type Of Spending
    Credit card mile earn rates often hinge on the type of spending you have, with certain categories worth more miles (E.g. You may earn 1.2 Miles for every dollar spent on local transactions but 3 miles on Online flight and hotel transactions). Pick a card that gives you the most miles for the type of spending that you incur!


Look Out For Special Discounts And Perks

Most travel cards now have special tie ups with popular travel sites such as Expedia, Agoda and Booking.com. Always be on the lookout for new promotions and tie ups with credit cards as well as different perks that are offered from time to time. Be on the lookout for special promotions and tie-ups with apps like Cardable that keep you updated on the different Credit Card promotions that are available.

Look Out For Awesome Signup Bonuses

Credit card companies love offering great gifts when you signup for a new card, like HSBC’s free luggage on select credit cards. Be on the lookout in particular for great miles promotions like Citibank’s PremierMiles Visa Card that offers up to 42,000 miles on signup! Or get a free return trip to Krabi with DBS’s Altitude Visa Signature Card just by signing up! Check out the best signup bonuses here at EasyRates and find the best travel credit cards for you!


We hope that we’ve helped you understand how you can save on your next trip with credit cards. If you think we’ve left something important out, feel free to drop us a comment below. Love what we wrote? Share us on Facebook or Twitter!


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Wayne Quek

Wayne is a Chartered Financial Analyst (CFA), and holds a Bachelor of Business Management (Finance) from Singapore Management University (SMU). A successful Relationship Manager during his time with DBS and HSBC, Wayne used his expertise in financial markets to help his clients build up comprehensive investment portfolios. The entrepreneur is also the founder of Home Loan Whiz, a mortgage consulting firm that assists clients with selecting ideal mortgages for their needs.

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